2024 Coinsurance Lifetime Reserve Days Calculator. You have 60 total lifetime reserve days. How do lifetime reserve days work with medicare?

If you have used your 90 days of hospital coverage but need to stay longer, medicare covers up to 60 additional lifetime reserve days, for which you will pay a daily coinsurance. Lifetime reserve days are set aside to help cover the costs for extended hospital stays past what medicare part a would typically cover.